Do I need good credit to buy a house?

You do not necessarily need good credit to buy a house. Conventional loans are available for scores as low as 620 and there are FHA loans available with scores as low as 580. Some VA loans do not have a minimum score requirement at all. There are many other factors to consider beyond credit score when reviewing credit for a home purchase and you should consult a mortgage professional for a full list of requirements.

Updated on: 26/10/2021