Articles on: Credit Score

Do you have to pull my credit during the pre-approval stage?

Your credit history and qualifying credit scores are as crucial to your pre-approval as your income and your assets. Having a formal pre-approval in hand when making purchase offers gives you an edge over other competing buyers because it assures the seller that you are ready and able to purchase their home. To ensure that we have done our due diligence, we can’t use a credit report from another lender.

One of the main fears that our clients share with us is that too many credit inquiries may lower their score. We understand this and want to provide you with some helpful information to alleviate this concern.

The excerpt below is directly CFPB (Consumer Finance Protection Bureau) website and pertinent article:[ Click Here](

Updated on: 01/11/2021

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