You do not necessarily need good credit to buy a house. Conventional loans are available for scores as low as 620 and there are FHA loans available with scores as low as 580. Some ...
Your credit history and qualifying credit scores are as crucial to your pre-approval as your income and your assets. Having a formal pre-approval in hand when making purchase offer ...
It depends. FHA loans require that we factor in your spouse’s debts when qualifying you for a home loan. Most Conventional and Jumbo loans, including VA loans, do not have th ...
Online credit reporting companies are meant to provide an ‘all purpose’ credit report. Credit scoring models vary depending upon the reason for your inquiry. For exampl ...
Your credit score is a 3 digit number that ranges between 300 and 850. The higher the number, the more established and positive your credit record is. Your score is based on a numb ...